Mon–Fri 8a–5p · Sat 8a–12p San Marcos (512) 392-2697  |  Corpus Christi (361) 600-7113
Financing Available

Comfortable Now,Pay Over Time

A new system shouldn't have to wait. We offer financing through trusted partners — so you can get the comfort you need and spread the cost out.

Trusted Partners Flexible Options Quote-First Process
How Financing Works

Simple, Quote-First Financing

We keep financing straightforward. You get your quote first, so the application is set up for exactly what your project costs — no overestimating, no surprises.

1

Get Your Quote

Call or request a quote. We go over the work and the total so you know exactly what you'd be financing.

2

Get Your Link

After your quote, we send you a personalized application link — with your amount already set for your project.

3

Apply With Confidence

Apply through one of our trusted financing partners when you're ready. No guesswork, no surprises.

One quick note: there's no application to fill out on this page. Financing always starts with a quote, so the amount is right for your project — just reach out and we'll take it from there.
Our Partners

Financing Through Trusted Partners

We work with established financing companies covering the major equipment brands we install.

Lennox Systems

Service Finance

Financing Partner

Financing options on qualifying Lennox equipment, handled through Service Finance.

Trane Systems

Wells Fargo

Home Projects

Financing options on qualifying Trane systems, handled through Wells Fargo Home Projects.

Carrier Systems

AC Credit Services

Financing Partner

Financing options on qualifying Carrier equipment, handled through AC Credit Services.

Good To Know

Financing FAQs

How does financing work with Competition A/C?
It's quote-first. We give you a quote for the work, then send you a personalized application link for the right amount through one of our financing partners. You apply when you're ready.
Do I apply for financing on this website?
No — there's no application form here. Once we've given you a quote, we'll send you a personalized link so the amount is set correctly for your project.
Which brands can I finance?
We offer financing options across the major equipment brands we install, including Lennox, Trane, and Carrier systems, through our partner programs.
Do you offer financing on both repairs and new systems?
Financing is most commonly used for new system installations and replacements. If you're facing a larger repair, ask us and we'll let you know what options may apply.
How do I get started?
Request a quote or give us a call. Once we've talked through your project, we'll walk you through the financing options that fit.

Ready To Get Started?

Get your quote first, and we'll walk you through the financing options that fit your project.